Where Wisdom, Wealth, and Protection Meet
SMART Insurance LIFE was created with a simple but powerful mission: to protect people before a financial crisis, not after.
Most individuals, families, and business owners were never taught how money truly works. They weren’t taught how to avoid losses, reduce taxes, or structure their financial lives in a way that creates freedom instead of fear.
SMART Insurance LIFE exists to change that — with clarity, purpose, and foresight.
As your Financial First Responder™, we step in early, equipping you with protected, tax-advantaged strategies that help you build, grow, and secure your wealth for life.
Your money should feel safe.
Your future should feel predictable.
Your legacy should feel intentional.
We help you experience all three.
Our Brand Story
This work is NOT transactional.
It’s transformational!
SMART Insurance LIFE was founded on the belief that financial empowerment is both a practical responsibility and a spiritual calling. People lose money not because they’re careless, but because no one ever showed them a better system.
Ade Adeduntan, founder and Financial First Responder™, witnessed how often people’s dreams collapsed under the weight of poor planning, misinformation, and preventable financial mistakes.
Families were blindsided by taxes, penalties, market losses, medical expenses, and retirement shortfalls – all avoidable with the right knowledge and structure.
That’s when the mission became clear: give people the wisdom and protective strategies they’ve been missing, and help them reclaim control over their financial future.
Today, SMART Insurance LIFE blends proven financial systems with purpose-driven guidance to help clients build wealth that is protected, predictable, and aligned with their highest goals.
Our Approach
1. Protection First
You cannot build wealth if you’re losing it.
Our strategies ensure your money is shielded from market downturns and unnecessary risks.
2. Tax-Advantaged Planning
We help you leverage IRS-approved structures so more of your money works for you — not the government.
3. Predictable, Long-Term Outcomes
We design financial systems that provide dependable, lifelong income and multigenerational stability.
4. Education That Empowers
Clients make better decisions when they understand the ‘why’ behind their strategies.
We simplify the complex and teach the principles that create lasting confidence.
5. Purpose-Driven Wealth Building
We connect your financial strategy to your values, your vision, and the legacy you want to leave.
What Makes Us Different
A Financial First Responder™ Mindset: We don’t wait for financial emergencies; we prevent them!
Holistic, Integrated Planning:
Income, taxes, protection, healthcare, and legacy all work together.
Loss-Free, Protected Growth Systems:
Your money grows safely, without market exposure.
Clarity Without Complexity:
No jargon. No overwhelm. Just wisdom and intentional strategy.
Service That Honors Your Purpose:
We believe your gifts, goals, and future matter – and your financial plan should reflect that.
Meet Ade Adeduntan
Founder & Financial First Responder™
Ade is a state-licensed financial professional, educator, author, and mentor whose passion is helping people transform financial stress into financial strength.
For over a decade, Ade has guided individuals, families, and business owners toward strategies that eliminate loss, reduce taxes, protect income, and build generational wealth. His unique approach blends foresight, wisdom, and purpose -creating clarity and confidence for clients who want more than financial advice; they want a plan they can trust.As a husband, father, entrepreneur, and believer in divine alignment, Ade brings a heart-centered approach to financial empowerment.
His mission is simple:
“Equip people with the wisdom, foresight, and strategies that create lifelong abundance – and ensure no family is left unprotected.”
